Home Equity Loans

Use the equity you’ve built up in your home to finance the things you want and need today. You’ll enjoy a competitive rate, easy access to your equity and possible tax savings, making a home equity line of credit one of the smartest types of credit available. What's more, we offer interest-only payments and no closing costs!

Inquire Now About Home Equity Loans

First Bank offers two types of home equity loans. The first type is a fixed-term loan with a fixed monthly payment. This type of loan is good for the individual that is remodeling his home or is making a single purchase.

The second type of home equity loan is a line of credit that allows you to borrow money as you need it and pay it back over a period of time. This type of loan is good for individuals who need to borrow money from time to time for short periods of time. The interest rate on this type of loan is generally lower than an unsecured personal loan or a credit card.

The interest on a home equity loan may be tax deductible. Talk to your tax advisor regarding the deductibility of your interest.

To speak with a Home Equity Loans representative,
contact a mortgage lender at any of our locations, call (800) 538-3979, or
 ahays@surffirst.com.