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FREE Checking
Limitations: You must deposit $50.00 to open this account.
FREE Advantage 50
Limitations: You must deposit $50.00 to open this account. For customers age 50 and over.
Advantage
50 Checking
Limitations:
You must deposit $50.00 to open this account.
For customers age 50 and over.
Account
Fees: $5.00 charge if the balance falls
below $500.00.
Rate
Information: The account is an interest
bearing account, The interest rate and annual
percentage yield will depend upon the daily
balance in the account as shown on the Rate
Chart. At our discretion, the interest rate
and annual percentage yield may change may change
daily. Interest begins to accrue on the business
day you deposit nocash items (for example, checks).
Interest will be compounded monthly and will
be credited to the account monthly.
Balance
Information: We use the daily balance method
to calculate the interest on the account. This
method applies a daily periodic rate to the
principal in the account each day. You must
maintain the minimum balance of $750.00
in the account each day to obtain the disclosed
annual percentage yield.
Interest Checking
Limitations: You must deposit $100.00 to open this account.
Rate Information: The account is an interest bearing account, The interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the Rate Chart. At our discretion, the interest rate and annual percentage yield may change may change daily. Interest begins to accrue on the business day you deposit nocash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain the minimum balance of $1000.00 in the account each day to obtain the disclosed annual percentage yield.
Account
Fees: $8.00 charge if the balance falls
below $750.00.
Main
Street Checking
Limitations: You must deposit $2,500.00 to open this account.
Rate Information: The account is an interest bearing account, The interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the Rate Chart. At our discretion, the interest rate and annual percentage yield may change may change daily. Interest begins to accrue on the business day you deposit non cash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain the minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield.
Account Fees: $12.00 charge if the balance falls below $2,500.00.
Free account with houshold relationship of $5,000.00 exists, such as Installment loan or HELOC.
Money Market
Rate Information: The account is an interest bearing account, The interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the Rate Chart. At our discretion, the interest rate and annual percentage yield may change may change daily. Interest begins to accrue on the business day you deposit nocash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain the minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield.
Limitations:
You must deposit $2,500.00 to open this
account. You may make six (6) transfers from
your account each four (4) week or similar period,
if by preauthorized or automatic transfer, or
telephone (including data transmission) agreement,
order or instructions. Transfers and withdrawals
made in person, by messenger, by mail or at
an ATM are unlimited.
Account Fees: $10.00 charge if the balance falls below $2,500.00. $5.00 per withdrawal in excess of 6 per month.
Regular Savings Accounts
Rate Information:
The account is an interest bearing account,
The interest rate and annual percentage yield
will depend upon the daily balance in the account
as shown on the Rate Chart. At our discretion,
the interest rate and annual percentage yield
may change may change daily. Interest begins
to accrue on the business day you deposit nocash
items (for example, checks). Interest will be
compounded monthly and credited monthly for
those customers receiving combined checking
& savings monthly statements. For those
customers receiving only quarterly savings statements,
interest will be compounded quarterly and paid
quarterly.
Balance
Information: We use the daily balance method
to calculate the interest on the account. This
method applies a daily periodic rate to the
principal in the account each day. You must
maintain the minimum balance of $1.00 in
the account each day to obtain the disclosed
annual percentage yield.
Limitations: You must deposit $100.00 to open this account. You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instructions.
Account
Fees: $3.00 quarterly charge if daily
balance falls below $100.00. For those receiving
combined statements, if the daily balance falls
below $100.00 during the month, a $1.00 fee
will be incurred. $.50 per withdrawal in
excess of 9 per quarter.
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