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Savings
and CD Interest Rates |
| Product
Name |
Minimum
Opening Deposit |
Minimum
Balance to Obtain APY |
Interest
Rate |
Annual
Percentage Yield (APY) |
| *SAVINGS
ACCOUNTS |
Money
Market
$2,500 to $10,000.99 |
$2,500.00 |
$2,500.00 |
.10% |
.10% |
Money
Market
over $10,001.00 |
$2,500.00 |
$10,001.00 |
.25% |
.25% |
Main
Street Money Market
$2,500.00 to $10,000.99 |
$10,000.00 |
$2,500.00 |
.10% |
.10% |
Main
Street Money Market
$10,001 to $25,000.99 |
$10,000.00 |
$10,001.00 |
.25% |
.25% |
Main
Street Money Market
over $25,001.00 |
$10,000.00 |
$25,001.00 |
.75% |
.75% |
| Regular
Savings |
$100.00 |
$1.00 |
.25% |
.26% |
| *The
interest rate and annual percentage yield
may change after the account opening.
Daily balance is the amount of principal
in the account each day. Fees could reduce
earnings on the account. |
| **CERTIFICATES
OF DEPOSIT |
| 91
Day certificate |
$2,500.00 |
$2,500.00 |
0.55% |
0.55% |
| 182
day certificate |
$2,500.00 |
$2,500.00 |
0.80% |
0.80% |
| 1
year certificate |
$500.00 |
$500.00 |
1.20% |
1.20% |
| 18
month certificate |
$500.00 |
$500.00 |
1.30% |
1.30% |
| 2
year certificate |
$500.00 |
$500.00 |
1.55% |
1.56% |
| 3
year certificate |
$500.00 |
$500.00 |
1.75% |
1.76% |
| 4
year certificate |
$500.00 |
$500.00 |
1.95% |
1.96% |
| 5
year certificate |
$500.00 |
$500.00 |
2.50% |
2.52% |
| IRA
- variable rate |
$1.00 |
$1.00 |
1.20% |
1.21% |
| 3
year IRA |
$500.00 |
$500.00 |
1.75% |
1.76% |
| 5
year IRA |
$500.00 |
$500.00 |
2.50% |
2.52% |
| **CD
Specials |
|
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| ***
11Month CD |
$5,000.00 |
$5,000.00 |
1.45% |
1.46% |
| ****
22 Month CD |
$5,000.00 |
$5,000.00 |
1.99% |
2.00% |
| *****
60 Month CD |
$5,000.00 |
$5,000.00 |
2.98% |
3.00% |
**A
penalty may be imposed for early withdrawal.
Fees could reduce earnings on the account.
The interest rate and annual percentage
yield may change after account opening.
***Interest will be paid at six months
and at maturity. The certificate will
automatically renew to a 12-month certificate
upon maturity.
**** Interest will be paid semi-annually
and at maturity. The certificate will
automatically renew to a 24-month certificate
upon maturity.
*****Interest will be paid semi-annually
and at maturity. The certificate will
automatically renew to a 60-month certificate
upon maturity.
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