*Checking Comparison Chart

 
FREE Checking
FREE Advantage 50
Advantage 50
Interest Checking
Main Street Checking
Minimum deposit to open account
$50.00
$50.00
$100.00
$100.00
$2,500.00
Does account earn interest
no
no
yes
yes
yes
Minimum balance to earn interest
n/a
n/a
$750.00
$1,000.00
$2,500.00
Minimum balance required to avoid fee
n/a
n/a
$500.00
$750.00
$2,500.00
Monthly fee if below minimum
n/a
n/a
$5.00
$8.00
$12.00
Monthly club fee
n/a
n/a
n/a
n/a
n/a
Free club checks
no
no
yes
no
yes
Bounce Protection Available
yes
yes
yes
yes
yes
Images returned with statement
$2.00 per month
yes
yes
yes
yes
ATM Card
yes
yes
yes
yes
yes
Check First Card
yes
yes
yes
yes
yes
First Bank Fee waived on foreign ATM transactions**
yes
yes
yes
yes
yes
Phone First Telephone Banking
yes
yes
yes
yes
yes
NetTeller Internet Banking
yes
yes
yes
yes
yes
Free BillPay
yes
yes
yes
yes
yes

*Fees and charges may reduce earnings on accounts.
**Bank owning ATM may charge a fee.

  
 

 
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