Checking Account Interest Rates

Checking Account Interest Rates

Product Name	Minimum Opening Deposit	Minimum Balance to Obtain APY	Interest Rate	Annual Percentage Yield
Interest Checking $1,000-and above	$100.00	$1,000.00	.05%	.05%
Main Street Checking $2,500-$10,000.99	$2,500.00	$2,500.00	.05%	.05%
Main Street Checking $10,001-25,000.99	$2,500.00	$10,001.00	.15%	.15%
Main Street Checking $25,001 and over	$2,500.00	$25,001.00	.25%	.25%
Advantage 50 age 50 & over	$50.00	$750.00	.05%	.05%

Fees and charges may reduce earnings on accounts. The interest rate and annual percentage yield will depend upon the daily balance as shown in the rate chart. At our discretion, the interest rate and annual percentage yield may change daily on the account. Interest begins to accrue on the business day you deposit noncash items (for example checks). Interest will be compounded monthly and will be credited to the account monthly. We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day. Depending on the account selected, you must maintain the minimum balance disclosed above in the account each day to obtain the disclosed annual percentage yield.